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Individual Pension System 2016 Progress Report

Distribution of e-BEAS Takers according to Distribution Channel

                                         Individual Direct Sales         Agent                    Bank           Independent Applications  Other

                            15,000

                            12,500

      Number of Candidates  10,000

                                  7,500

                                  5,000

                                  2,500

                                      0                           2012                     2013            2014         2015               2016
                                                     2011

G.84                                                                                       e-BEAS Taking Year

      Analysis of 64,601 candidates who took e-BEAS during 2011-2016, according to “Distribution Channel” during exam
      date. “Others” include “Corporate Sales”, “Call Center” and “Broker” channels.

Distribution of e-BEAS Takers’ Grades Intervals according to Distribution Channel

                                                                  Individual Direct Sales         Agent                 Bank

                                  30

                                  25

      Ratio of e-BEAS Takers (%)  20

                                  15

                                  10

                                  5

                                  0                        40-49  50-59                    60-64  65-69          70-79        80-89        90-100
                                              0-39

G.85                                                                                       Grade Interval

      A group of 9,930 candidates who took e-BEAS in 2016 and whose Distribution Channel was Individual Direct Sales
      (12%), Agent (4%) or Bank (84%) during exam date were analyzed according to “Grade Intervals”. Average grade
      was 78 for “Individual Direct Sales”, 71 for “Agent” and 70 for “Bank” Distribution Channel.

                                                                         51 Individual Pension System Data
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